Expecting Money
The Essential Financial Plan for New and Growing Families
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- $7.99
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- $7.99
Publisher Description
No matter how much you earn, own, or owe, you can create a secure financial future for your family.
In her engaging, down-to-earth style, nationally known credit and money management expert Erica Sandberg provides no-nonsense strategies on how to overcome the challenges every parent faces, from raising a family on a reduced income, to the practicalities of debt repayment, to managing expenses over the course of a child’s life.
Indispensable and easy-to-use, Expecting Money offers you the tools to:
Maximize employer benefits—during pregnancy and after the baby is born;
Manage the cost of new baby expenses;
Conquer financial challenges, whether you’re a one- or two-income family;
Shop smart and use credit to your family’s advantage;
Plan for the future—including childcare and education costs from pre-school to college.
Erica’s heartfelt wit and wisdom will encourage and empower you to develop an effective financial budget—your family’s roadmap for true and lasting security.
PUBLISHERS WEEKLY
In her introduction, certified credit counselor Sandberg writes, "When I became pregnant with my daughter Lillian, I was caught off-guard by how little I someone who has been in the personal finance field for over a decade knew about the monetary aspects of pregnancy and new parenthood." This book is Sandberg's response to that uncertainty, a compilation of the advice that she craved for herself. Sandberg opens with familiar chapters like "The Meaning of Money" and "The Dangers of Debt" that prepare readers for an uncluttered financial picture going into familyhood. The different needs of different families are addressed in chapters like "On the Double: Partner Issues" and "On Your Own: Single Solutions." Most valuable of all, Sandberg costs out what new parents need to spend on the average (U.S.) baby's clothing, child care and other basic needs, even going so far as to compare the costs for different birthing options. Later she compares types of day care and analyzes different ways of meeting long-term needs. These concrete details are what make this book most valuable and helpful for new parents who need real numbers and facts to plan out their family's financial future.
